Where to go for Guidance and Advice

Pension Wise can help if you would like more help to understand your choices and how they work. You'll be able to get help on the website, over the phone or face-to-face about:

• what you can do with your pension pot
• the different pension types and how they work
• what's tax-free and what's not

Visit www.pensionwise.gov.uk

If guidance isn’t helping you solve your retirement dilemmas with confidence, it’s best to seek advice.

Advice - Before making your final decision, it is recommended that you seek independent financial advice. Neither your employer nor the provider is authorised to give this. If you do not have a financial adviser, you can find one in your area by going to https://www.fca.org.uk/consumers/finding-adviser.

We understand advice fees may put people off taking advice about important and serious matters like their retirement. In addition to reducing the risk of financial problems later in life, advice can mean you pay less tax overall and achieve better outcomes. Pension and investment advice from regulated firms also gives you greater consumer protection than if you act without advice.